First Health Coverage for Intensive Outpatient Programs (IOP) in Tennessee

Freeman Recovery Center accepts First Health Network insurance for Intensive Outpatient Program (IOP) and other levels of addiction and dual diagnosis treatment at our Dickson, Tennessee location. If you want to know whether your First Health benefits cover outpatient care, our admissions team can verify your coverage at no cost, walk you through your financial responsibilities, and have you enrolled as soon as the same day you call.

Does First Health Network Cover IOP in Tennessee?

First Health Network operates as a broad national PPO network, which means behavioral health and substance use disorder benefits are typically available to members, though exact coverage details depend on your specific plan. Freeman Recovery Center accepts First Health Network and works directly with this carrier to apply your benefits toward our Intensive Outpatient Program and other levels of care.

What that means practically: your IOP treatment at our Dickson facility may be covered at in-network rates, which affects your copay, deductible, and out-of-pocket maximum. The fastest way to know exactly what your plan covers is to let our team run a free verification of benefits before you commit to anything.

What First Health Network Typically Covers for Outpatient Treatment

Behavioral health benefits under First Health Network plans commonly include coverage for several levels of outpatient addiction and mental health care. While every plan is different, members frequently have access to benefits for:

• Intensive Outpatient Programs (IOP): structured therapy sessions several times per week
• Partial Hospitalization Programs (PHP): daytime clinical programming for higher-need patients
• Standard Outpatient (OP): ongoing maintenance care and continuing support
• Medication-Assisted Treatment (MAT): FDA-approved medications combined with counseling
• Dual Diagnosis Treatment: co-occurring mental health and substance use disorder care

Freeman Recovery Center offers all of these levels of care. If your First Health plan covers multiple tiers, our clinical team can assess where you are in your recovery and place you at the right level, whether that is IOP as a primary treatment or as a step-down from residential or PHP.

IOP at Freeman Recovery Center: A Brief Overview

Freeman Recovery Center’s IOP is based at our Dickson, TN campus at 250 State St and is designed for people who need structured clinical support while maintaining work, family, or other daily obligations. Evening sessions are available for working adults and parents, and a dedicated telehealth IOP option is available for patients who cannot attend in person. For full details on how the program is structured, visit our IOP program page.

A few things that set FRC’s IOP apart:

• Evening scheduling for patients who cannot attend daytime programming
• Sober living availability for patients who need stable housing while in outpatient care
• Freeman Recovery Online for patients who cannot make it to Dickson in person, a dedicated telehealth IOP delivered via live video sessions
• MAT integration when clinically appropriate, coordinated through Freeman Health Partners
• More than 50% of staff are personally in recovery, which shapes how care is delivered at every level

Verifying Your First Health Network Benefits for IOP

Insurance verification does not have to be complicated. When you contact Freeman Recovery Center, our admissions team contacts First Health Network directly on your behalf and gathers the specific information you need before anything moves forward. That includes:
Whether your plan covers IOP for substance use and/or dual diagnosis

• Your current deductible status and what you have already met
• Copay or coinsurance amounts for outpatient behavioral health
• Whether prior authorization is required before starting treatment
• Any session limits or utilization review requirements in your plan

This process is free and confidential. You are not obligated to enroll by verifying your benefits. The goal is simply to give you accurate financial information so you can make a clear decision.

What to Expect Financially for IOP with First Health Network

Exact costs vary by plan, but understanding the general framework helps you plan. Most First Health Network members with behavioral health benefits will encounter some combination of the following:

• Deductible: If your deductible has not been met for the year, you may owe a portion of treatment costs until it is. Once met, your plan’s cost-sharing kicks in.
• Copay or Coinsurance: Many plans require a copay per session (a flat dollar amount) or coinsurance (a percentage of the allowed charge). For outpatient behavioral health, this varies widely by plan tier.
• Out-of-Pocket Maximum: Once you have paid a set amount for the year, First Health Network typically covers 100% of covered services for the remainder of the benefit year. If you have already had medical expenses in the current year, you may be closer to this cap than you realize.
• Prior Authorization: Some First Health plans require approval before IOP begins. Our admissions team handles this process and communicates directly with the carrier to prevent delays.

If costs remain a concern after insurance, Freeman Recovery Center also offers state-funded and TennCare/Medicaid options and can connect patients with additional financial assistance through Freeman Health Partners, which operates a sliding-scale payment model.

Frequently Asked Questions: First Health Network IOP Coverage