Freeman Recovery Center accepts Elevance Health (formerly Anthem) for addiction and dual diagnosis treatment at our Dickson, Tennessee facilities. Whether you need medically monitored detox, residential care, PHP, or IOP, your Elevance Health behavioral health benefits may cover a significant portion of the cost. Call (615) 645-3677 or use our free online verification tool to find out exactly what your plan covers before you take the next step.
Does Elevance Health Cover Addiction Treatment in Tennessee?
Elevance Health, which operates as Anthem in Tennessee, provides behavioral health coverage for substance use disorder treatment under most plan types. This includes employer-sponsored plans, individual marketplace plans, and Medicaid-managed options. Under the Mental Health Parity and Addiction Equity Act (MHPAEA), insurance carriers like Elevance Health are required to cover substance use disorder treatment at the same level they cover medical or surgical care, meaning coverage for detox, residential rehab, and outpatient programs cannot be disproportionately restricted compared to other health services.
What this means practically: most Elevance Health members have access to covered benefits for multiple levels of addiction treatment. The specifics depend on your plan’s deductible, copay structure, in-network status, and whether prior authorization is required. Freeman Recovery Center’s admissions team handles the verification process on your behalf, so you are not navigating policy documents alone.
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Contact us to schedule a free addiction or mental health assessment as part of our admissions process.
What Levels of Care Does Elevance Health Cover at Freeman Recovery?
Elevance Health behavioral health benefits typically apply across the full continuum of addiction treatment, though coverage amounts vary by plan. Freeman Recovery Center offers every level of care from medically monitored detox through sober living, all within a single provider network in Tennessee. Here is how coverage generally aligns with FRC’s confirmed levels of care.
Elevance Health Coverage for Medical Detox
Medically monitored detox is typically covered under the medical benefits portion of an Elevance Health plan because it involves 24/7 clinical supervision and withdrawal management. Freeman Recovery Center’s medically monitored detox operates at our Burns, Tennessee campus with round-the-clock medical oversight. This is the highest-intensity level in FRC’s continuum, and most plans that cover inpatient medical care will apply benefits here.
Prior authorization is commonly required before admission to detox. FRC’s admissions team initiates this process on your behalf as part of intake.
Elevance Health Coverage for Residential Treatment
Residential treatment involves 24-hour structured care at the Burns, Tennessee facility, with individualized therapy, group sessions, and trauma-informed counseling integrated into daily programming. Elevance Health plans generally cover inpatient behavioral health admissions, though the approved length of stay may require ongoing clinical documentation and concurrent review.
FRC offers residential programs ranging from 7 days to 180 days depending on clinical need. Your specific benefits will determine what portion of residential costs Elevance Health covers. The admissions team can walk you through expected out-of-pocket amounts once benefits are verified.
Elevance Health Coverage for Partial Hospitalization (PHP)
PHP is a step-down level of care for patients who have completed detox or residential treatment but still need structured daily clinical programming. At Freeman Recovery Center, PHP runs at the Dickson outpatient facility during daytime hours, Monday through Friday. Patients return home or to sober living in the evenings.
Most Elevance Health behavioral health plans cover PHP as an intermediate level of care. Coverage determinations are typically based on medical necessity criteria, and FRC’s clinical team documents and submits this information as part of ongoing treatment.
Elevance Health Coverage for Intensive Outpatient (IOP)
IOP is one of the most frequently covered levels of care under behavioral health benefits. Freeman Recovery Center offers IOP at the Dickson facility, including evening sessions for working adults and parents who cannot attend daytime programming. IOP is also available through Freeman Recovery Online, FRC’s dedicated telehealth platform, which delivers live individual and group therapy via secure video for patients anywhere in Tennessee.
Elevance Health typically covers IOP under outpatient behavioral health benefits. Copays or coinsurance may apply depending on your specific plan tier.
Check Your Elevance Health-Affiliated Insurance for Rehab Coverage
Our In-Network Elevance Facilities
Freeman Recovery Center offers addiction treatment in Middle Tennessee that accepts Elevance Health–related insurance plans, with care available across multiple levels of support near Nashville. Our 24/7 detox and inpatient residential treatment facility is located at 1615 HWY 96, Burns, TN 37029, while PHP and IOP services are available Monday through Friday, 8am to 9pm at 250 State St, Dickson, TN 37055, allowing coordinated treatment as your recovery progresses. Contact our team to verify your Elevance-related coverage and explore treatment options.
How to Verify Your Elevance Health Benefits at Freeman Recovery Center
The insurance verification process at FRC is confidential and costs nothing. Here is what to expect:
- Submit your information online or call the admissions line at (615) 645-3677.
- A team member contacts your carrier to confirm in-network status, covered levels of care, deductible and out-of-pocket information, copay and coinsurance amounts, and whether prior authorization is required.
- You receive a clear summary of what Elevance Health will cover and what costs, if any, will fall to you before you make any decisions about admission.
This process typically takes a few hours to one business day. Same-day admissions are available for patients with urgent clinical needs.
What to Expect Financially When Using Elevance Health for Rehab
Understanding the financial side of treatment upfront removes one of the most common barriers people face when seeking care. When using Elevance Health benefits at Freeman Recovery Center, here is a realistic breakdown of what members typically encounter.
- Deductible: Costs toward your annual deductible must usually be met before Elevance Health begins covering treatment costs. If your deductible has already been partially or fully met for the year, your benefits activate sooner.
- Copay or Coinsurance: After your deductible is met, you may owe a fixed copay per session or a percentage of the total cost (coinsurance). This varies by plan.
- Prior Authorization: Most inpatient levels of care (detox, residential) and some outpatient programs require prior authorization from Elevance Health before treatment begins. FRC’s admissions team handles this submission.
- Concurrent Review: For longer treatment stays, Elevance Health may require periodic clinical updates to continue approving coverage. FRC’s clinical team manages this documentation.
- Out-of-Pocket Maximum: Once your annual out-of-pocket maximum is reached, Elevance Health covers 100% of covered services for the remainder of the benefit year.
For context, the average 30-day stay at Freeman Recovery Center runs approximately $18,000 before insurance. What a patient ultimately pays depends on their specific plan. The goal of the admissions verification process is to eliminate financial surprises before treatment begins.
Paying for Treatment Beyond What Elevance Health Covers
Even with strong behavioral health benefits, out-of-pocket costs can feel like a barrier. Freeman Recovery Center and its sister organization Freeman Health Partners offer several options for patients who need additional financial support.
- Sliding-scale payment through Freeman Health Partners, based on income and family size
- State-funded and TennCare/Medicaid options for patients who qualify
- Financial guidance through the admissions team, who can help identify available assistance programs
These options are available confidentially. No one is turned away from the conversation about cost.
Frequently Asked Questions About Elevance Health Rehab Coverage
Does Elevance Health cover drug and alcohol rehab in Tennessee?
Yes. Most Elevance Health plans include behavioral health benefits that cover substance use disorder treatment. This typically includes medically monitored detox, residential treatment, PHP, IOP, outpatient care, MAT, and dual diagnosis treatment. The exact scope depends on your specific plan. Calling (615) 645-3677 is the fastest way to find out what your plan covers.
Does Elevance Health pay for medical detox in Tennessee?
Medically monitored detox is generally covered under the inpatient medical benefits of an Elevance Health plan because it involves 24/7 clinical supervision. Prior authorization is typically required. Freeman Recovery Center’s admissions team initiates the authorization process as part of intake.
Does Anthem cover PHP and IOP for substance abuse in Tennessee?
Yes. PHP and IOP are outpatient behavioral health services that most Anthem plans cover, subject to medical necessity documentation. FRC offers both PHP and IOP at the Dickson outpatient facility, as well as IOP through its telehealth platform for patients across Tennessee.
Does Elevance Health cover medication-assisted treatment (MAT) in Tennessee?
Most Elevance Health plans cover FDA-approved MAT medications under the pharmacy benefit and MAT-integrated counseling under behavioral health benefits. Coverage details can vary, particularly for methadone. Freeman Recovery Center integrates MAT across levels of care. Call (615) 645-3677 or verify online to confirm your specific MAT benefits.
What is the difference between Elevance Health and Anthem?
Elevance Health is the parent company that rebranded from Anthem, Inc. in 2022. In Tennessee, insurance cards and plan documents may still carry the Anthem name. Both refer to the same carrier and the same behavioral health benefits.
Does Elevance Health cover dual diagnosis treatment at Freeman Recovery Center?
Yes. Dual diagnosis treatment, which addresses both a substance use disorder and a co-occurring mental health condition, is covered under behavioral health benefits subject to the same medical necessity and parity standards as standalone addiction treatment. FRC integrates dual diagnosis care across all levels of its continuum.
Elevance Health Rehab Coverage by State
Explore how Elevance Health supports addiction treatment across key states. Review the resources below to learn more about coverage details, accepted services, and available treatment programs.
- Aetna Rehab Coverage
- Amerigroup Health Insurance Coverage
- Baylor Scott & White Rehab Tennessee
- Blue Cross Blue Shield Rehab Coverage
- Rehabs Covered by Bright Health
- Carelon Rehab Tennessee
- CHAMPVA Rehab Tennessee
- Rehabs Accepting ComPsych Insurance
- Cigna Rehab Tennessee
- Elevance Health (Anthem) Rehab TN
- First Health Network Rehab Tennessee
- GEHA Health Insurance Provider
- Golden Rule Health Insurance
- HealthSmart Rehab Tennessee
- Does Humana Cover Rehab?
- Magellan Rehab Tennessee
- Rehab Covered by Medicaid in TN
- Rehabs That Take TennCare
- Meritain Insurance Coverage Provider
- Rehabs That Accept Molina Healthcare
- Multiplan Rehab Tennessee
- Rehabs That Take Optum Coverage
- Optum Serve Rehab Services
- Rehabs Covered by Oscar Healthcare
- Providence Health Rehab Coverage
- Does TRICARE Cover Rehab?
- United Healthcare Rehab Coverage
- Rehabs Covered by UMR Health
- Insurance Coverage Verification
Stats and Information on Substance Addiction and Treatment in Middle Tennessee
- According to the Tennessee Bureau of Investigation (TBI), heroin use is on the rise in Tennessee. In many situations, heroin is laced with fentanyl, increasing its potency and risk of users overdosing.
- Each year, 325,000 residents of Tennessee require addiction treatment but do not receive it.
- In a study conducted by Vanderbilt University, at least 3 people die of an opioid-related overdose every day in the state of Tennessee. The Volunteer State remains in the top 15 states with highest rates of drug overdose deaths.
- In 2023, there were 4,257,025 opioid painkiller prescriptions in Tennessee.
- There were 6,473 nonfatal overdose inpatient stays in 2022 in Tennessee.
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