What are Influencing Factors on the Cost of PHP Rehab in Tennessee?
There are several factors that influence your out-of-pocket costs for partial hospitalization programs. The first is the cost of treatment, which is influenced by the length of your program, the intensity of the therapy required, and the facility. Structured outpatient care offers you the opportunity to utilize behavioral health services and holistic addiction treatment protocols that contribute toward your recovery.
Another factor that influences your costs is your insurance coverage. The average out-of-pocket cost for partial hospitalization programs (PHP) is a combination of the cost of your treatment protocol and the coverage level of your insurance policy. While your cost without insurance is typically higher, there are options that can increase treatment affordability.
What Are the Different Ways to Pay For Partial Hospitalization Programs (PHP)?
Our admission counselors commonly are asked how much does partial hospitalization cost without insurance? The answer to that question is influenced by the financial assistance you may have at your disposal. Addiction is a significant concern and fortunately there are a variety of options available to help you manage the cost that is associated with intensive outpatient (IOP) treatment programs. We encourage you to call Freeman Addiction Recovery Center to ask about our payment options as well as receive guidance on additional ways of paying for treatment.
Health insurance: Private health insurance plans, Medicaid, and Medicare can cover a portion or all of the cost of PHP treatment, depending on your policy. It’s crucial you contact us to understand your benefits, deductibles, copays, and to find out if Freeman Recovery Center is in network with your provider.
Out-of-pocket payment: There will be services that are not covered by your insurance policy or expected out-of-pocket payments like deductibles and copays. These costs can be covered by out-of-pocket payment using savings, loans, or financial help from family members to cover the cost of treatment.
Sliding scale fees: Some PHP programs offer the option of a sliding scale fee that’s based on your income level and ability to pay. This approach adjusts the reasonable cost of treatment so there is increased affordability, but it is based on your income level, so most facilities require that you provide proof of income.
Payment plans: We understand the financial burden associated with addiction treatment and offer you the option of using a payment plan. This allows you to pay for treatment over time, which makes it more manageable and more affordable.
Employee Assistance programs (EAP): Some employers offer EAPs that provide short-term counseling and referral services. This includes offering assistance for those with a substance use disorder or mental health condition. In addition to offering services, they also might help pay a portion of treatment costs.
Government assistance programs: There are federal and state programs that offer support for treatment, including Tennessee’s Medicaid program that can provide coverage for eligible individuals.
Scholarships and grants: Some community-based and faith-based organizations offer grants and scholarships to those who are seeking addiction recovery support. This financial aid can help cover a portion or all of the treatment cost that is not met by insurance. Grants and scholarships are often based on need, your commitment to recovery, or other criteria defined by the organization.
Crowdfunding: Consider turning to a crowdfunding platform to help raise funds for treatment. This involves getting dominations from family, friends, and strangers who are connected with you on social media to help cover the cost of care.
We understand the challenges associated with trying to cover the financial cost of drug and alcohol rehabilitation, we also know that without treatment your costs are far higher. Without treatment, mental health conditions and addiction can lead to a higher rate of divorce, incarceration, and significant health conditions that can shorten your lifespan. We understand the challenge that you’re facing, and we encourage you to call Freeman Substance Abuse Recovery Center today at (615) 645-3677 to learn more about how we can help.
