First Health Network Cocaine Rehab Coverage in Tennessee

Freeman Recovery Center accepts First Health Network insurance for cocaine addiction treatment at our Dickson, Tennessee facility, with coverage that may apply across multiple levels of care including medical detox, residential treatment, PHP, IOP, and outpatient. If you’re trying to figure out what your First Health Network plan will actually pay for before making a call, our admissions team verifies benefits free of charge and can walk you through your out-of-pocket costs the same day. Call (615) 645-3677 or use the online verification form at to get a clear picture of what treatment will cost you.

First Health Network Substance Abuse Coverage at Freeman Recovery Center

First Health Network operates as a preferred provider organization (PPO) network, which means your benefits are typically tied to whether you are using an in-network provider. Freeman Recovery Center participates in the First Health Network, so members accessing treatment here are generally doing so within their plan’s network structure rather than paying out-of-network rates.

Under the Mental Health Parity and Addiction Equity Act (MHPAEA), commercial insurance plans including those using First Health Network must cover substance use disorder treatment on terms comparable to medical and surgical benefits. This means your plan cannot impose more restrictive limits on cocaine addiction treatment than it would on other medical care. In practical terms, that often translates to coverage for medically necessary detox, inpatient residential care, and outpatient levels like PHP and IOP.

That said, insurance benefit specifics vary by employer plan and policy tier. The only way to know exactly what your plan covers is to verify your benefits directly. Freeman Recovery Center does this at no cost to you.

Levels of Care Covered by First Health Network for Cocaine Rehab

Most commercial plans within the First Health Network cover medically necessary substance use disorder treatment across multiple settings. For cocaine use disorder, the level of care recommended depends on how severe the physical and psychological dependence is, whether co-occurring mental health conditions are present, and what previous treatment attempts look like.

Freeman Recovery Center offers a full continuum of care, and First Health Network coverage can potentially apply to each of the following:

• Medical Detox — Managed at our Burns, TN campus with 24/7 clinical supervision. Cocaine withdrawal is primarily psychological, but medically monitored detox provides structure, comfort, and immediate access to clinical intervention if symptoms escalate.
• Residential Treatment — Also located at the Burns, TN campus. Short-term options include 7, 14, 21, and 30-day programs; longer stays of 60, 90, and 180 days are available for patients who need more intensive, sustained care.
• Partial Hospitalization Program (PHP) — Daytime clinical programming at our Dickson, TN outpatient facility, five or more hours per day, five days a week. Patients live off-site, either at home or in one of Freeman’s sober living homes nearby.
• Intensive Outpatient Program (IOP) — Structured therapy sessions scheduled across several hours per week, with evening options available for people who work or have family responsibilities. Available in person in Dickson, TN or through Freeman Recovery Online, our dedicated telehealth platform.
• Standard Outpatient (OP) — Lower-intensity continuing care for patients maintaining long-term recovery after completing a higher level of care.
• Medication-Assisted Treatment (MAT) — FDA-approved medications integrated into the treatment plan where clinically indicated, combined with counseling.

For a deeper look at how cocaine treatment works within these programs, visit our cocaine addiction treatment page.

How to Verify Your First Health Network Benefits for Cocaine Rehab

The admissions team at Freeman Recovery Center handles insurance verification as part of the intake process. You do not need to navigate your insurance company’s phone tree to get answers. Here is how it works:

• Step 1: Contact the admissions team. Call (615) 645-3677 or submit your information. The team is available 24 hours a day, seven days a week.
• Step 2: Provide your insurance information. Have your First Health Network member ID card ready. The admissions team will contact your insurer directly to confirm your active benefits.
• Step 3: Review your coverage details. Within a short turnaround, the team will tell you which levels of care are covered, what your deductible and out-of-pocket maximum are, what co-pay or coinsurance applies, and whether a prior authorization is required before treatment begins.
• Step 4: Move forward with a clinical assessment. Once insurance is confirmed, a free confidential assessment determines which level of care fits your clinical needs. Speak with the admissions team about timing and next steps, including whether same-day placement is appropriate for your situation.

There is no obligation at any point in this process. The goal is to remove uncertainty about cost so it does not become the reason someone delays getting care.

What You’ll Likely Pay Out of Pocket With First Health Network

First Health Network coverage levels vary by employer plan, but most commercial plans include a combination of the following cost-sharing structures:

• Deductible: The amount you pay before insurance begins covering treatment costs. Whether your deductible has already been met for the year can significantly affect what you owe.
• Coinsurance: After meeting your deductible, you typically pay a percentage of the treatment cost while insurance covers the rest.
• Copays: A flat per-session or per-day amount for certain services.
• Out-of-Pocket Maximum: The cap on what you will pay in a given year. Once met, insurance generally covers 100% of covered services.

For context, the cost of a 30-day residential stay at Freeman Recovery Center runs approximately $18,000 before insurance. What you actually pay depends on your specific plan’s cost-sharing structure and how much of your deductible has already been applied.

Our admissions team provides a transparent cost estimate once your benefits are verified. If out-of-pocket costs remain a concern after insurance, Freeman Health Partners, FRC’s sister organization, operates on a sliding-scale payment model. State-funded options through TennCare/Medicaid may also be available for qualifying individuals.

Does First Health Network Cover Dual Diagnosis Alongside Cocaine Addiction?

Cocaine use disorder frequently co-occurs with conditions like depression, anxiety, PTSD, and other mood disorders. Freeman Recovery Center treats both simultaneously through its dual diagnosis approach, and First Health Network’s behavioral health benefits typically extend to co-occurring condition treatment when it is clinically integrated with addiction care.

Treating cocaine addiction without addressing an underlying mental health condition leaves a significant gap in care. At Freeman Recovery Center, dual diagnosis clients receive concurrent treatment across all levels of the program, with therapies like Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and trauma-informed counseling built into the daily schedule.

Frequently Asked Questions: First Health Network and Cocaine Rehab