How to Pay for Medication-Assisted Treatment (MAT) in Tennessee

Statistics for Medication-Assisted Treatment (MAT) for Recovery in Tennessee

In 2020, Tennessee faced a significant shortage of providers authorized to prescribe buprenorphine to treat Opioid Use Disorder (OUD), with just 1,007 providers for an estimated 70,000 people affected. This resulted in a high patient-to-provider ratio of 70 to 1. Many providers had patient limits, and 26 counties had no access to such care. 

However, recent policy changes have removed the requirement for providers to register with the DEA to prescribe buprenorphine, potentially expanding access. The number of facilities offering Medication-Assisted Treatment (MAT) has grown from 170 in 2022 to 197 in 2023. With a national annual increase of 13% in MAT recipients, Tennessee is moving toward greater availability, but gaps remain, especially in underserved counties, highlighting ongoing challenges in meeting treatment demand.

What Are the Benefits of MAT for Addiction Recovery?

Medication-Assisted Treatment (MAT) can make your recovery more manageable and effective. If you’re dealing with opioid or alcohol dependence, medications like buprenorphine, methadone, or naltrexone reduce cravings, ease withdrawal symptoms, and prevent relapse. MAT in addiction treatment, combined with counseling and behavioral therapies, offers a well-rounded approach that supports long-term success.

MAT for alcohol use disorder and opioid addiction provides structure, accountability, and emotional support as you heal. Whether you’re exploring opioid addiction medication options or wondering about payment options for MAT programs in Tennessee, Freeman Recovery Center is here for you. We provide compassionate care and medication-assisted support tailored to your needs, and we can help you find financial assistance for MAT programs in Tennessee.

Is MAT Effective for Long-Term Recovery From Drug and Alcohol Addiction?

Yes, Medication-Assisted Treatment (MAT) is effective for long-term recovery from drug and alcohol addiction. If you’re managing opioid or alcohol dependence, substance use disorder medications can stabilize your brain chemistry, reduce cravings, and lower relapse risk. Alcohol and opioid recovery medication options work best when combined with counseling and behavioral therapies.

You’ll have access to ongoing support that addresses the physical and emotional aspects of addiction. MAT clinics like Freeman Recovery Center can help you stay engaged in treatment and rebuild your life. Whether you’re entering recovery for the first time or returning after relapse, this approach can give you the structure and support you need to maintain sobriety and regain control of your future. If you’d like to learn more about medication-assisted therapy and how to afford a MAT program, reach out to Freeman Recovery Center today. 

Income-Based Sliding-Scale Payments

If you’re wondering how to afford a MAT program without health insurance, income-based sliding-scale payments may be a practical solution. Many MAT clinics and rehab facilities adjust their fees based on your income and size of your household, allowing you to access care without overwhelming financial stress. This approach ensures you can still receive drug rehab without insurance. 

Sliding-scale options often apply to both outpatient and residential services, making affordable addiction recovery more accessible. These flexible payment structures are especially helpful if you’re between jobs, self-employed, or dealing with other financial challenges. Ask your provider about this option when exploring payment options for MAT programs in Tennessee.

Local and Peer Support Resources

You don’t have to manage recovery on your own. Local and peer support resources can offer both emotional and practical help. In Tennessee, many community organizations, recovery networks, and nonprofit groups connect you with guidance, transportation, and referrals to affordable treatment. Some may even direct you to alternative financing for rehab that helps cover the cost of medication-assisted therapy. 

These services are often led by people who’ve walked a similar path and understand the obstacles you’re facing. If you’re unsure where to start or feel overwhelmed by the cost of medication-assisted treatment in Tennessee, these support systems can help you find clarity and motivation. Reaching out locally can be a powerful first step toward rebuilding your life and staying committed to recovery.

Financial Help From Family or Friends

Talking to family or friends about helping with treatment costs might feel uncomfortable, but it could open a path to recovery that you can’t walk alone. Loved ones often want to support you but may not know how; sharing your plans and goals can help them understand what you’re working toward. 

Whether it’s a one-time gift, a loan, or help with transportation or living expenses during treatment, their support can ease some of the financial pressure. Being honest about what you need and showing your commitment to recovery can strengthen your relationships while allowing you to move forward. If you’re trying to figure out how to afford a MAT program without insurance, this kind of personal support can make a meaningful difference.

Payment Plan Through the Treatment Center

Many treatment centers, including Freeman Recovery Center, understand paying for care upfront isn’t always realistic, especially if you don’t have insurance. That’s why we offer payment plans to make treatment more manageable. Instead of covering the full cost all at once, you can break it into monthly payments that better fit your budget so you can start treatment right away. 

It’s worth asking about this option when you’re exploring payment options for MAT programs in Tennessee. A payment plan may ease your financial burden and give you a clear path forward so you can focus on your recovery without being overwhelmed by costs.

Out-of-Pocket Payment Option 

If you’re able to pay the cost of medication-assisted treatment in Tennessee out of pocket, you have full control over your care without relying on insurance approvals or third-party delays. This method allows you to choose the program that best fits your needs and begin treatment without waiting. 

While it may feel like a big financial commitment, investing in your health and future recovery is often worth the cost. You may be able to use savings, tax refunds, or temporary financial help from loved ones to make it possible. If you’re exploring how to afford MAT, paying out-of-pocket can be a straightforward solution. Your recovery is an investment in a healthier, more stable future.

Public or Workplace Financial Aid

If your employment or community connects you to public or workplace financial aid, that support can significantly ease treatment costs. Some employers offer Employee Assistance Programs, or EAPs, that include counseling services and limited financial support for Substance Use Disorder (SUD) recovery. 

Meanwhile, local government or nonprofit agencies may provide grants for addiction treatment or vouchers specifically for substance use services. You might qualify for state-funded rehab in Tennessee or financial help through community health initiatives. These resources can reduce your reliance on private-pay options and make entering treatment less daunting. Reach out to Freeman Recovery Center to learn what programs are available. With this kind of assistance, you can move forward with your recovery without shouldering the full financial burden alone.

Non-profit Scholarship Programs 

If you’re facing financial hardship, scholarships for rehab programs can give you the chance to begin treatment without the stress of overwhelming costs. Many non-profit organizations offer funding if you’re committed to recovery but can’t afford care. These scholarships may fully or partially cover treatment, especially at centers that partner with charitable foundations. 

Non-profit addiction treatment support removes barriers and allows you to focus on healing, not finances. Applying typically involves sharing your story and showing your willingness to participate in a structured recovery program. While availability may vary, these opportunities can open doors you thought were closed.

Extending Coverage With COBRA

If you’ve recently lost your job, you might still have access to your previous health insurance through COBRA. This option allows you to extend your existing coverage for a limited time, giving you a chance to continue treatment without interruption. 

While COBRA can be expensive since you’re responsible for the full premium, it may be worth it if you need coverage for medication-assisted therapy and related care. Keeping your current plan active can help you avoid delays in treatment approvals and maintain relationships with your providers. Having even a few extra months of coverage can make a big difference while you search for more permanent solutions.

Statistics on Medication‑Assisted Treatment in Addiction Recovery

• In 2020, Tennessee had just 1,007 providers authorized to prescribe buprenorphine while treating Opioid Use Disorder (OUD). With approximately 70,000 individuals affected by OUD in the state, this created a patient-to-provider ratio of about 70 to 1, according to The Tennessean. Many providers also had limits on the number of patients they could treat, and 26 counties had no providers available at all.
• Providers in Tennessee no longer must register with the DEA to be able to prescribe buprenorphine for opioid use disorder, according to information from the University of Tennessee Institute for Public Service.
• In Tennessee, 170 facilities provide Medication-Assisted Treatment (MAT), according to 2022 SAMHSA survey data.
• As of 2023, 197 facilities in Tennessee provided medication-assisted treatment, according to amFAR.
• The rate of Americans who are receiving Medication-Assisted Treatment (MAT) increases 13% annually, according to the National Center for Drug Abuse Statistics.